Preheat oven to 400 degrees F.
Cover a baking sheet with heavy-duty foil, spray lightly with cooking spray.
Mix together in a small bowl the chili powder, paprika, cumin, onion powder, garlic powder, sea salt, and cayenne pepper.
Heat a large skillet over medium-high heat. Add ground beef and cook until beef has browned, about 3-5 minutes, crumble the beef as it cooks. Drain excess fat. Stir in seasoning mix and water. Cook another 2-3 minutes.
Lay tortilla chips in a single layer onto the prepared baking sheet. Top evenly with ground beef, black beans, and cheeses.
Place into the oven and bake until heated through and the cheese melts about 5-6 minutes.
Serve immediately, topped with tomato, green onion, jalapeno, sour cream, cilantro, avocado, and salsa.